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The Bank of England £20 note is a sterling banknote.
It is the second-highest denomination of banknote currently issued by the Bank of England.
The current polymer note, first issued on 20 February 2020, bears the image of Queen Elizabeth II on the obverse and the image of painter J. M. W. Turner on the reverse of 20 pound
It replaced the cotton paper note featuring a portrait of economist Adam Smith, first issued in 2007.
The 20 pound notes were introduced by the Bank of England for the first time in 1725.
The earliest notes were handwritten, and were issued to individuals as needed.
These notes were written on one side only and bore the name of the payee, the date, and the signature of the issuing cashier.
With the exception of the Restriction Period between 1797 and 1821 when the French Revolutionary Wars and the Napoleonic Wars caused a bullion shortage, these notes could be exchanged in full, or in part, for an equivalent amount of gold when presented at the bank.
If redeemed in part, the banknote would be signed to indicate the amount that had been redeemed.
From 1853 printed notes replaced handwritten notes, with the declaration “I promise to pay the bearer on demand the sum of twenty pounds” replacing the name of the payee.
This declaration remains on Bank of England banknotes to this day.
A printed signature of one of three cashiers appeared on the printed notes, though this was replaced by the signature of the Chief Cashier from 1870 onward.
The most prevalent paper £20 pound note was introduced in 2007.
It features a portrait of Scottish economist Adam Smith on the back as well as an illustration of workers in a pin factory.
The note features a number of security features in addition to the metallic thread: these include raised print, a watermark, micro lettering, a holographic strip, a see-through register, and a colorful pattern which only appears under ultraviolet light.
In September 2015 the Bank of England announced that the next £20 pound note would be printed on polymer, rather than cotton paper.
This was followed by an announcement in April 2016 that Adam Smith would be replaced by artist J. M. W. Turner on the next £20 pound note, which entered circulation on 20 February 2020.
Images on the reverse of the Turner note include a c.1799 self-portrait of Turner, a version of Turner’s The Fighting Temeraire, the quote “Light is therefore color” from an 1818 lecture by Turner, and a copy of Turner’s signature as made on his will.
Like all polymer banknotes issued by the Bank of England, the polymer £20 pound note features a transparent window to counteract forgery, and raised dots resembling Braille to assist identification by the visually-impaired.